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Mexico Living – Deciding whether to Rent or Buy a Home

Mexico Living

Rent or Own in Mexico

Mexico Living – Renting or Buying a Home

With more and more people retiring and seeking affordable retirement living, Mexico living is a big consideration to many.  The biggest question that most people ask if whether they should buy or rent a home prior to permanent relocation.

There are many good reasons to buy a home in Mexico including purchase pricing that is lower than the United States and Canada and affordable labor costs for renovation.  However, to know how neighborhoods can change in Mexico is to know Mexico living.

Why we, Mexico Living Now, suggest Renting first!

During the years that we have lived in Mexico and hear from other expats who have moved to Mexico, we realize there are circumstances that can predict how your neighborhood may change.  First, when looking for a place to live, you need to physically visit the neighborhood at various times of the day for almost an entire week.  This will give you the advantage of knowing of any neighbors or establishments who are playing loud music at hours you would find undesirable.  Additionally, you may find bothersome stray animals surround your neighborhood at night seeking food from trash bags left in the street for pickup.  Trash pickup varies by neighborhood.

Secondly, you should not consider any property, whether rental or purchase, that is adjacent to an empty lot.  This could mean future construction that will bring lots of noise and dust to your dwelling.  This can be a long, ongoing process that can turn your Mexico living dream into a nightmare.

Mexico Living is Learning the Culture

There are party halls all over Mexico.  Some are clearly marked with signs for Fiesta, and some are not.  Be certain to ask your realtor or the neighbors if there is an unmarked Fiesta hall in the area.  We knew one woman who had no idea a Fiesta hall was right next to her house as it was behind enclosed walls with a solid gate.  Fortunately for her, she was renting so she was able to avoid further sleep disruption by moving elsewhere.  Another good idea is to drive around the blocks of your  Mexico neighborhood to see if there are any auto repair or bus and truck repair shops.  Many times a street on which you desire to live looks great, until you hear the roaring of engines and smell the odor of diesel fuel.  Restaurants can also be bad neighbors.  Cooking and food aroma can begin early morning and late night trash disposal may bring a different kind of undesirable aroma wafting into you home at night.

If you choose to live in a city in Mexico,  neighboring public parking lots next to your home in Mexico can be another bothersome intrusion if they are open 24 hours daily.  Remember, you will have cars entering and existing all day and night.  Air and noise pollution are the concerns here.

If you have decided on a more suburban location to live in Mexico, look for the nearest location of schools.  Mexico living means no school buses.  As a result, parents line up their cars in morning for school drop off and in the afternoon for school pickup.  This can be a tremendous inconvenience if you are trying to access your street during school hours.

High traffic roads for Mexico living are another consideration, not just for the noise aspect but for the difficulty in finding parking, or if you have off street parking, trying to get in and out of the space on a busy road.

We, at Mexico Living Now, offer you this information not to discourage you in your search to buy or to rent housing in Mexico, but to alert you to the very important factors that will play a major roll in the overall enjoyment of your Mexico living experience.  Living in Mexico means living in a different culture with different architecture and different laws for residential areas.  In general, there are few restrictions for turning a residential space into a commercial space unless you are living in a “fraccionamiento”, which is a residential development, or a gated community.  Other than those two circumstances, almost any commercial / residential combination is possible, more so in a city atmosphere.

The bottom line is that if you are considering making a permanent move to Mexico for retirement, attending school or for temporary residency, invest the time it takes to select your home base as it will be crucial to the overall enjoyment and culture adaptation of Mexico living.

 

 

 

Celebrating and Living in Mexico

Sep 8, 2012   //   by admin   //   Uncategorized  //  No Comments
Living in Mexico

Celebrating Mexico’s Independence

Living in Mexico means Celebration!

When you are living in Mexico, celebrations are part of life for almost any occasion.  Living in Mexico means getting used to the sound of the “pops” and “booms” of fireworks for Mexico’s favorite holidays.

Now, in September, one of the largest ritual celebrations takes place on the 15th of the month; Mexican Independence Day.  The Grito de Dolores is known as the historic “shout” out from the priest Miguel Hidalgo y Castilla to the townspeople in Dolores, Guanajuato to fight for independence against Spain .  This cry for war took place on September 16, 1810.

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Living in Mexico is the Choice for More Americans as Family Net Worth Drops 40%

Sep 1, 2012   //   by admin   //   Living in Mexico, Mexico Living, Mexico Living Now, Retire in Mexico, Uncategorized  //  No Comments
Living in Mexico

Drop in Net Worth of American Middle Class

With Family Net Worth Down, More Americans are Living in Mexico

According to an data released by the Federal Reserve, June 2012,  the net worth of American families has dropped slightly over 40% over a three year period, forcing many middle class Americans to consider living in Mexico.

The Federal Reserve data was released in articles by the New York Times, the Washington Post , Forbes and more.  Each article summarizes how the housing market has caused a major part of this tremendous downturn for the American middle class.  Imagine! This recession has brought down the net worth of middle class Americans to a figure that equates to bringing down the last three generations.  This reality is sad but true.

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Living in Mexico Offers Affordable Mini Vacations

Living in Mexico

Mexico Mini Vacations

Living in Mexico – Easy Mini Vacations

With the recent economic downturn, many people from Canada and the U.S. have decided that living in Mexico is the affordable alternative to their native countries.

The added bonus of living in Mexico is the ability to take mini-vacation for under $200 for a duration of at least three days.  If you don’t own a car, you can either rent one with free mileage, or you can take a bus to your destination.  Many of the islands off of the coast of Mexico don’t accommodate cars and you must take a ferry to reach them.  Once on the islands, you can rent bicycles or take the bicycle taxis to get around.  Top cost $2.00 for your transportation, not including ferry.  If you have an INPAM card, your ferry ride is half the price.

Great Mini Vacation Destinations while Living in Mexico

If you are living in Mexico and not presently living on an island, then you’ll delight in what the islands have to offer.  Regardless of where you are living in Mexico, you can get to a body of water for tons of recreational activities.  One of the mini-vacation main events is from June through September at the Caribbean side of the Yucatan peninsula.

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The Baby Boomers’ Unemployment Dilemma – Living in Mexico is The Answer!

Baby Boomers

Wondering About the Future

Baby Boomers Fear Early Retirement at Poverty Level

An article about the dilemma of baby boomers who are unemployed and forced into early retirement was recently written by Motoko Rich of the New York Times, recounting a story of a woman who’s been unemployed since 2008 and, turning 62, is forced to take early social security.  Her story, like many others, is the new dilemma facing the nation’s baby boomers.

Applications for Social Security Increasing by Baby Boomers

The New York Times article mentions  a statement by chief actuary, Steve Goss, of the Social Security Administration estimating that 2011 and 2012 will see a rise above those increased initial 200,000 benefit requests made in 2008 and 2009.

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Mexico Living – Politics in Mexico

Jun 7, 2012   //   by admin   //   Uncategorized  //  No Comments

 

Mexico Living

Official Seal of Mexico States United - Credit Wikipedia

Mexico Living – The 2012 Mexico Elections

If you are an expat living in Mexico, it’s important to know your place in Mexico’s political matters while you are Mexico living.

The first and most important note of your rights in policy or politics in Mexico, as an expat, is that you do not possess the rights of a citizen or national if you were not born in Mexico or have not acquired Mexican citizenship. Even if you are registered as a permanent resident, you may not partake in any elections, demonstrations or publicly voice your likes or dislikes at any public meeting that addresses Mexico politics or policy of any kind.  If you defy these rules, you are subject to imprisonment for illegal demonstration.

As an expat who is retired,  you do have the benefits of receiving health care from Mexico’s social medical health network.  Your inability to vote, however, means you will be a resident of a country where you cannot take a stance in its future.

So why this article about politics in Mexico?

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Changes in Mexico Immigration Law & Forms

Jun 4, 2012   //   by admin   //   Living in Mexico, Mexico Living, Mexico Living Now, Retire in Mexico, Uncategorized  //  No Comments
Mexico Immigration Law

Mexico Immigration Law

Mexico Immigration Law – New Laws for Visitors and Residents  

On May 25, 2011, a revised Mexico Immigration Law (Ley de MigracÍon, or LM in Spanish) was published in the Official Gazette of the Federation (Diario Oficial de la Federación,  or DOF in Spanish) and with such Law,  the General Law of Population (Ley General de Población in Spanish) ceased being the regulatory legal instrument for migration in Mexico.

This updated Mexico Immigration Law regulates the entry into and travel throughout the country of Mexico for foreigners, as well as their stay in the country as residents of Mexico (as did the General Law on Population)

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Mexico Living – Leading the World in Wind Power Development

Mexico Living

Mexico Leading the World in Wind Power Energy Development

Mexico Living – 21st Century Wind Power Development in La Ventosa

Mexico living in La Ventosa ( Spanish for ‘the windy place’) is more like living in the future than the truly traditional Mexican lifestyle experienced in this Yucatan pueblo in the state of Oaxaca.

While tourists from all over the world are visiting the culturally rich Oaxaca and beach lovers are enjoying  the sand and surf, the winds in La Ventosa are helping  Mexico increase its 2005 green energy output by 400 times, reaching almost 4% of the country’s energy needs through wind power development.

Wind power is the future and the future, for many, is Mexico living.

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Mexico Living – The Beauty & The Beast

May 15, 2012   //   by admin   //   Best places to retire Mexico, Living in Mexico, Mexico Living, Mexico Living Now  //  No Comments
Mexico Living

Snorkeling with The Whale Shark Isla Mujeres

Mexico Living – An Ancient Creature Returns to Isla Mujeres & Holbox Island

One of the beauties of Mexico living is awaiting the annual return of the monstrous whale shark  to Isla Mujeres and Holbox Island in the Yucatan peninsula.

Tourist snorkelers travel in droves to the Yucatan during late Spring to witness the filter-feeding species of shark and take advantage of photographing themselves next to this ancient specimen of the largest of fish species in the world.

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